What’s New
Annual Enrollment is November 24 through December 5, 2025. This is your moment to plan for the year. Whether you’re updating your benefits or keeping them as they are, you have clear options and tools to help you make choices with confidence. The following changes to your Aramids benefits will take effect January 1, 2026.
Changes and Enhancements
Health Savings Account (HSA) contribution limit
The IRS has enhanced the annual HSA contribution maximums for 2026. Together, you and Aramids can contribute up to $4,400 (individual coverage) or $8,750 (family coverage). If you’ll be age 55 or older at any point in 2026, you can make an additional $1,000 catch-up contribution.
Healthcare and Limited Purpose Flexible Spending Accounts (FSAs)
The Healthcare and Limited Purpose FSA contribution limits are increasing from $3,200 to $3,300. Two important reminders:
- If you are enrolled in the Core or Premium Saver plans, you may participate in a Limited Purpose FSA, which can be used for dental and vision expenses only.
- Per IRS rules, any money left in your FSA at the end of the year is forfeited.
Medical Premium Changes
Medical premium increases are a nationwide trend—not unique to Aramids. Like many organizations, Aramids is seeing higher medical costs due to increased plan usage and rising healthcare service prices. While premiums are going up, our plans remain unchanged and highly competitive. Visit the 2026 Monthly Premiums page to see what you will pay for medical coverage.
Dental and Vision Premiums Are Staying the Same
While your medical premiums are changing for 2026, we’re pleased to report that your dental and vision premiums will remain the same. Here’s a refresher on your monthly premiums.
