Aramids Benefits

Medical

Healthy Incentive Credit Applied

Coverage Level
Core Option
Premium Saver Option
Traditional Copay PPO Option
Employee Only
$105
$56
$105
Employee + Spouse/
Domestic Partner
$313
$200
$313
Employee + Child(ren)
$217
$136
$217
Employee + Family
$408
$264
$408

Healthy Incentive Credit Excluded

Coverage Level
Core Option
Premium Saver Option
Traditional Copay PPO Option
Employee Only
$145
$96
$145
Employee + Spouse/
Domestic Partner
$353
$240
$353
Employee + Child(ren)
$257
$176
$257
Employee + Family
$448
$304
$448

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Dental

Coverage Level
Standard Option
High Option
Employee Only
$11
$20
Employee + Spouse/
Domestic Partner
$22
$36
Employee + Child(ren)
$26
$38
Employee + Family
$39
$60

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Vision

Coverage Level
VBA Option
Employee Only
$7.95
Employee + Spouse/
Domestic Partner
$13.81
Employee + Child(ren)
$13.81
Employee + Family
$20.47

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Supplemental Healthcare

Hospital Indemnity Insurance
Coverage Level
Employee Only
Employee + Spouse
or Domestic Partner
Employee + Child(ren)
Employee + Family
Basic
$5.23
$12.58
$8.60
$15.95
Enhanced
$10.33
$24.85
$17.00
$31.52
Accident Insurance
Coverage Level
Employee Only
Employee + Spouse
or Domestic Partner
Employee + Child(ren)
Employee + Family
Basic
$3.67
$7.34
$8.96
$10.53
Enhanced
$5.64
$11.28
$13.78
$16.18
Critical Illness Insurance

Basic $10,000 Benefit

Age Band
24 and under
25 – 29
30 – 34
35 – 39
40 – 44
45 – 49
50 – 54
55 – 59
60 – 64
65 – 69
70 – 100
Employee Only
$3.10
$3.60
$4.40
$6.00
$8.30
$11.70
$15.90
$22.60
$30.70
$41.50
$57.30
Employee + Spouse or Domestic Partner
$6.30
$7.30
$9.00
$12.20
$16.90
$23.50
$30.80
$42.60
$56.90
$75.70
$105.90
Employee + Child(ren)
$5.30
$5.70
$6.60
$8.10
$10.50
$13.90
$18.00
$24.70
$32.90
$43.60
$59.40
Employee + Family
$8.40
$9.40
$11.10
$14.30
$19.10
$25.60
$33.00
$44.70
$59.00
$77.90
$108.00

Enhanced $20,000 Benefit

Age Band
24 and under
25 – 29
30 – 34
35 – 39
40 – 44
45 – 49
50 – 54
55 – 59
60 – 64
65 – 69
70 – 100
Employee Only
$6.20
$7.20
$8.80
$12.00
$16.60
$23.40
$31.80
$45.20
$61.40
$83.00
$114.60
Employee + Spouse or Domestic Partner
$12.60
$14.60
$18.00
$24.40
$33.80
$47.00
$61.60
$85.20
$113.80
$151.50
$211.80
Employee + Child(ren)
$10.60
$11.40
$13.20
$16.20
$21.00
$27.80
$36.00
$49.40
$65.80
$87.20
$118.80
Employee + Family
$16.80
$18.80
$22.20
$28.60
$38.20
$51.20
$66.00
$89.40
$118.00
$155.80
$216.00

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Life and Accidental Death Insurances

Basic Employee Life Insurance
Coverage
1.5x annual pay
Monthly Rate
Provided by Aramids at no cost to you

If your salary is greater than $50,000, you can also elect to reduce your Basic Employee Life Insurance to $50,000. This option is offered at no cost as a tax-free alternative to the Company-provided 1.5x annual pay coverage.

Supplemental Employee Life Insurance

In addition to the Basic Employee Life Insurance provided at no cost to you through Aramids, you can also buy additional coverage — up to 7x your base pay — during Annual Enrollment.

 

Age on 12/31/2025
Monthly Rate per $1,000 of Coverage
Under 25
$0.013
25 – 29
$0.014
30 – 34
$0.022
35 – 39
$0.033
40 – 44
$0.045
45 – 49
$0.079
50 – 54
$0.138
55 – 59
$0.228
60 – 64
$0.356
65 – 69
$0.638
70 – 74
$1.109
75+
$1.654
Spouse / Domestic Partner Life Insurance

Coverage Options

  • $10,000
  • $25,000
  • $50,000
  • $100,000
  • $200,000
  • $250,000
  • $300,000
  • $350,000
  • $400,000

Coverage Amount

Spouse/Domestic Partner Age on 12/31/2025
Monthly Rate per $1,000 of Coverage
Under 25
$0.016
25 – 29
$0.020
30 – 34
$0.029
35 – 39
$0.044
40 – 44
$0.059
45 – 49
$0.104
50 – 54
$0.182
55 – 59
$0.303
60 – 64
$0.473
65 – 69
$0.850
70 – 74
$1.477
75+
$1.854
Child Life Insurance
Coverage Options
Monthly Rate
$5,000
$0.19
$10,000
$0.37
$20,000
$0.74
Basic Employee Accidental Death Insurance
Coverage
1.5x annual pay
Monthly Rate
Provided by Aramids at no cost to you
Supplemental Coverage Options for Yourself, Your Spouse or Domestic Partner, and Child(ren)
Coverage Level
Employee Only
Employee/
Spouse
or Domestic Partner
Employee/
Children
Employee/
Spouse or Domestic Partner/
Each Eligible Child
Option A
$500,000
$500,000/
$300,000
$500,000/
$100,000
$500,000/
$300,000/
$100,000
Option B
$250,000
$250,000/
$150,000
$250,000/
$50,000
$250,000/
$150,000/
$50,000
Option C
$100,000
$100,000/
$50,000
$100,000/
$25,000
$100,000/
$50,000/
$25,000
Option D
$50,000
$50,000/
$25,000
$50,000/
$10,000
$50,000/
$25,000/
$10,000
Monthly Cost for Supplemental Coverage for Yourself, Your Spouse or Domestic Partner, and Child(ren)
Coverage Level
Option A
Option B
Option C
Option D
Employee Only
$8.50
$4.25
$1.70
$0.85
Employee/
Spouse/
Domestic Partner
$13.60
$6.80
$2.55
$1.28
Employee/
Children
$11.70
$5.85
$2.50
$1.17
Employee/
Spouse or Domestic Partner/
Each Eligible Child
$16.80
$8.40
$3.35
$1.60

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Voluntary Benefits

Legal Insurance
Coverage Tier
Monthly Rate
Employee Only
$13.85
Employee + Family
$19.85
Identity Protection
Coverage Tier
Monthly Rate
Employee Only
$6.50
Employee + Family
$12.50
Pet Insurance

Monthly rates vary depending on the option (1 or 2) you choose and the pet you cover.

Both options will see discounted monthly rates through the Aramids group program.

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